Tony Alvarez Joins Bruce Norris on the Real Estate Radio Show #362

Bruce Norris is joined this week by Tony Alvarez. Tony has been a great friend of Bruce’s over the years and has accomplished a lot. He also wears a lot of hats in that he is a buy/sell manager, a landlord, and he is an REO mentor. He is quite an addition to the industry, and Bruce was so excited that he talked him into speaking the first time years ago. Bruce and Tony discuss his approach when dealing with REOs, the importance of building relationships when forming a business, Bruce's experience with Flora Spiegel, the process of looping and how some will set people up to make sure they are of good character, their experience at the Millionaire Maker event, the growth both Bruce and Tony saw from so many students and investors at this event, and much, much more on this week's real estate radio show and podcast.

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Mike Cantu Joins Bruce Norris on the Real Estate Radio Show #361

Bruce Norris is joined again this week by Mike Cantu. Mike is an entrepreneur who made his fortune buying homes below market value. He would either hold them as rentals or flip them as profit. He also works out of his home and keeps everything simple. Bruce and Mike discuss the challenges and accomplishments throughout the year, the times when it is a good idea to not participate in the market, Nick Blackwell's impact on Mike's life, the number of people Mike flips homes to in a year, whether or not finding properties will be different in 2014, and much, much more on this week's real estate radio show and podcast.
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Mike Cantu Joins Bruce Norris on the Real Estate Radio Show #360

Bruce Norris is joined this week by Mike Cantu. Mike is an entrepreneur who made his fortune buying homes below market value. He would either hold them as rentals or flip them as profit. Bruce and Mike discuss his avid passion for reading up on real estate, his real estate and non-real estate goals for next year, the volume he expects to have going into 2014, the measurable progress both he and expert Jim Roane expect to see, the assignments he has on properties, the wise decisions people made during the 07-08 crisis, and much more on this week's real estate radio show and podcast.
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I Survived Real Estate 2013 Part 7 #359

On October 18, 2013, The Norris Group proudly presented I Survived Real Estate 2013. An expert line-up of industry experts joined Bruce Norris to discuss perplexing industry trends, head-scratching legislation, and the outlook for real estate in the coming year. Over $90,000 was raised to benefit Make a Wish and St. Jude Children’s Research Hospital. In this segment, Bruce talks with the entire panel of experts, discussing their biggest concerns for the industry in the next year, including the economy, jobs, regulations and lack of political leadership, broad access to credit for qualified consumers, and much more on this week's real estate radio show and podcast.

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I Survived Real Estate 2013 Part 6 #358

On October 18, 2013, The Norris Group proudly presented I Survived Real Estate 2013. An expert line-up of industry experts joined Bruce Norris to discuss perplexing industry trends, head-scratching legislation, and the outlook for real estate in the coming year. Over $90,000 was raised to benefit Make a Wish and St. Jude Children’s Research Hospital. In this segment, Bruce talks with the entire panel of experts, discussing what surprised each of the experts in the last two years, including price aggression, out migration, inventory as both a leading indicator and a predictor, the affordability index, cash-out refis, the institutional structure of mortgage originations, much more on this week's real estate radio show and podcast.

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I Survived Real Estate 2013 Part 5 #357

On October 18, 2013, The Norris Group proudly presented I Survived Real Estate 2013. An expert line-up of industry experts joined Bruce Norris to discuss perplexing industry trends, head-scratching legislation, and the outlook for real estate in the coming year. Over $90,000 was raised to benefit Make a Wish and St. Jude Children’s Research Hospital. In this segment, Bruce continues his discussion with Debra Still and Mark Palim, covering topics such as the impact of rising interest rates on the housing recovery, the ridiculous interest rates we see today, slowdown in sales and appreciation in prices, the increase in ARMs, popular past products not coming back, the current cap on fees, the percentage of loans in 2013 that would not meet QM, the 3-point rule and the negative impact on small loan amounts, and much, much more on this week's real estate radio show and podcast.

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I Survived Real Estate 2013 Part 4 #356

On October 18, 2013, The Norris Group proudly presented I Survived Real Estate 2013. An expert line-up of industry experts joined Bruce Norris to discuss perplexing industry trends, head-scratching legislation, and the outlook for real estate in the coming year. Over $90,000 was raised to benefit Make a Wish and St. Jude Children’s Research Hospital. In this segment, Bruce talks with panelists Leslie Appleton-Young, Sean O'Toole, Debra Still, and Mark Palim discussing the status of first-time buyers in 2014, affordability, hedge fund participation, market makers, the decline of loan limits, the current mood of the industry, the drivers of future housing demand, the attitude of decision-makers, and much more on this week's real estate radio show and podcast.

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I Survived Real Estate 2013 Part 3 #355

On October 18, 2013, The Norris Group proudly presented I Survived Real Estate 2013. An expert line-up of industry experts joined Bruce Norris to discuss perplexing industry trends, head-scratching legislation, and the outlook for real estate in the coming year. Over $90,000 was raised to benefit Make a Wish and St. Jude Children’s Research Hospital. In this segment, Bruce talks with panelists Christopher Thornberg, John Burns, Leslie Appleton-Young, and Sean O'Toole discussing demographics in the next ten years, the older generation owning more households, household formation, volume of sales for 2014, equity sales, underwater homeowners, the median price of distressed sales, first-time buyers in 2014, and much more on this weeks real estate radio show and podcast.

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I Survived Real Estate 2013 Part 2 #354

On October 18, 2013, The Norris Group proudly presented I Survived Real Estate 2012. An expert line-up of industry experts joined Bruce Norris to discuss perplexing industry trends, head-scratching legislation, and the outlook for real estate in the coming year. Over $90,000 was raised to benefit Make a Wish and St. Jude Children’s Research Hospital. In this segment, Bruce talks with panelists Christopher Thornberg and John Burns, discussing 2014's expected GDP growth, the uncertainty today about regulations and fundamentals, the building industry in the coming year, construction costs, the increase in single-family home sales, debt levels, new homes versus existing homes, inflation, the retirees demographic, and much more on this weeks real estate radio show and podcast.

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I Survived Real Estate 2013 Part 1 #353

On October 18, 2013, The Norris Group proudly presented I Survived Real Estate 2012. An expert line-up of industry experts joined Bruce Norris to discuss perplexing industry trends, head-scratching legislation, and the outlook for real estate in the coming year. Over $90,000 was raised to benefit Make a Wish and St. Jude Children’s Research Hospital. In this segment, Lainie Strouse of St. Jude's Children's Research Hospital and Sarah Pizzaruso talked about their organizations and how they help children with life-threatening illnesses.  In addition, Bruce Norris discussed who would be speaking on the panel and the different topics they would be covering, including what's in store for the remainder of 2013, the real estate market in the past year, California home sales, the loan business, mortgage rates, GDP growth, unemployment, and much more on this weeks real estate radio show and podcast.

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Craig Blunden Joins Bruce Norris on the Real Estate Radio Show #352

Bruce Norris is joined this week by Craig Blunden.  Craig has been the president and chief executive officer of Provident Savings Bank since 1991.  In addition, he has been the chairman and chief executive officer of Provident Financial Holdings, Inc. since its formation in 1996.  He has been associated with Provident Savings Bank since 1974. Bruce and Craig discuss median prices in the 1970s and how things have changed, the downturn in the early 90s, the commercial business and the tax treatment it received, the percentage of Provident that is residential, commercial loans, amortization, the popularity of flipping homes, the future of Dodd-Frank, the event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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Doug Duncan Joins Bruce Norris on the Real Estate Radio Show #351

Bruce Norris is joined this week by Doug Duncan.  Doug is Fannie Mae’s Vice President and Chief Economist.  He is responsible for managing Fannie Mae’s strategy division, economics, and mortgage market analysis groups.  In this leadership role, Duncan provides all economic housing and mortgage market forecasts and analysis.  He also serves as the company’s thought leader and is a spokesman on economic and mortgage market issues. Bruce and Doug discuss the housing market today compared to a year ago, the decline in construction employment, organic growth in the market, population and demographics being the driving factors in the housing market, buyer mentality, the percentage of the market Fannie and Freddie have, shadow inventory, the upcoming event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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Debra Still Joins Bruce Norris on the Real Estate Radio Show #350

Bruce Norris is joined this week by Debra Still.  Debra is President and Chief Executive Officer of Pulte Mortgage, a nationwide lender that is headquartered in Inglewood, Colorado.  The company employs 750 individuals throughout the United States.  They have been in business since 1972 and have seen over 400,000 homebuyers finance their new home purchases.  She became chairman of the Mortgage Bankers Association in October 2012, and she recently served as chair of MBA’s residential board of governors.  She is also a member of the association’s board of directors. Bruce and Debra discuss the current and future status of the CFPB, the complex rules today and how this is the biggest challenge, current interest rates, the recently defined qualified mortgage, sub-divisions in California, the FHA and FHFA, the upcoming event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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Leslie Appleton-Young Joins Bruce Norris on the Real Estate Radio Show #349

Bruce Norris is joined this week by Leslie Appleton-Young.  Leslie is vice-president and chief economist for the California Association of Realtors, a state-wide trade organization with over 195,000 members dedicated to the advancement of professionalism in real estate.  Leslie directs the activities of the association’s member information group.  She oversees the analysis of the housing market and brokerage industry trends, member communications, and membership development activities.  She is also very involved in speaking to the membership. Bruce and Leslie discuss the mood of the members, the supply-side issue, price appreciation in the early part of the cycle, reduced loan limits for Fannie and Freddie, short sale taxable debt forgiveness, shadow inventory, the upcoming event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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John Burns Joins Bruce Norris on the Real Estate Radio Show #348

Bruce Norris is joined this week by John Burns.  John is the CEO of John Burns Real Estate Consulting.  John and his team consult with executives all over the country analyzing and summarizing the information they need to make housing industry decisions with more confidence.  The company is on retainer with many of the largest companies in housing and investment industries.  They produce regular monthly reports on housing market conditions and customizing specific studies to help with strategic and community-specific decisions.  John is also a frequent speaker and has been interviewed by most of the major media. Bruce and John discuss the client base at his office and how much his staff has grown, the foreign buyer market, warning signs in the market, the current state of real estate prices, the building market, unsold homes as a percentage of inventory, the new criteria for getting a loan, FHA policies, the upcoming event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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Christopher Thornberg Joins Bruce Norris on the Real Estate Radio Show #347

Bruce Norris is joined this week by Christopher Thornberg. Christopher is the founding partner of Beacon Economics, LLC and widely recognized to be one of California’s leading economists. Bruce and Christopher discuss his upcoming speaking engagement on October 29th, the state of the economy and whether or not we are moving forward, quantitative easing, mortgage and the unemployment rate, underwater homeowners and lack of construction, the increase in home prices, California migration, the upcoming event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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Sean O'Toole Joins Bruce Norris on the Real Estate Radio Show #346

Bruce Norris is joined this week by Sean O’Toole. Sean is the founder and CEO of Property Radar, and he was the founder of Foreclosure Radar. Their website literally changed the foreclosure industry and made it much easier for people to compete against very large companies. He started buying and selling his own properties, dealing with 150 residential commercial foreclosures, and he used 15 years of software industry experience to make the job a lot easier. Bruce and Sean discuss how he got started in the foreclosure business, his new website in depth, short sales, the number of homeowners still underwater and emerging out from it, inventory levels, the predominance of refis in the lender business, the current CAP rate, the upcoming event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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Sean O'Toole Joins Bruce Norris on the Real Estate Radio Show #345

Bruce Norris is joined this week by Sean O’Toole. Sean is the founder and CEO of PropertyRadar, and he was the founder of ForeclosureRadar. Their website literally changed the foreclosure industry and made it much easier for people to compete against very large companies. He started buying and selling his own properties, dealing with 150 residential commercial foreclosures, and he used 15 years of software industry experience to make the job a lot easier. Bruce and Sean discuss the new website for PropertyRadar, the trustee sale business and foreclosure market in the upcoming years, the tech market in 2005-2008, AVMs, the appraisal process, the market in Northern California, specifically San Francisco and San Jose, SB 391, shadow inventory, price increases over the years, median price and interest rates, the upcoming event I Survived Real Estate 2013, and much more on this weeks real estate radio show and podcast.

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Gary Thomas Joins Bruce Norris on the Real Estate Radio Show #344

Bruce Norris is joined this week by Gary Thomas. Gary is the National Association of Realtors 2013 president. Gary has been in the business for over 35 years and has been the owner of Evergreen Realty in California. Bruce and Gary discuss his role as the president elect, the FHA and GSE reform he has spoken on in front of Congress, the FHA from 2005-2007 compared 2008-2010, the problem of overlays in our industry, access to capital being the biggest unknown for the industry, qualified residential mortgages, what determines the quality of loans, short sale debt forgiveness, immigration reform, and much more on this weeks real estate radio show and podcast.

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Ken Wilson Joins Bruce Norris on the Real Estate Radio Show #343

Bruce Norris is joined this week by Ken Wilson. Ken is the 213 president-elect of the Appraisal Institute. He was the organization’s vice president in 2012, which means he will serve as president in 2014 and as immediate past president in 2015. He also serves on the organization’s executive committee and on its policy-making board of directors. Ken has been involved in the appraisal industry for more than thirty years. He owns his own business in Dallas, and he has so many roles in the Appraisal Institute and similar organizations. Bruce and Ken discuss the Great Recession, the MAI and SRA designations, challenges are the appraiser looks at, legal and illegal additions added to properties and why it is important to have a professional inspect it, review appraisals, the start of appraisal management companies, how the quality of an appraisal is impacted, the concept of substitution, green improvements in the building industry, and much more on this weeks real estate radio show and podcast.

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Harry Dent Joins Bruce Norris on the Real Estate Radio Show #342

Bruce Norris is joined once again this week by Harry Dent. Harry is a New York Times best-selling author known for his ability to look at past cycles and demographics, to reject what is next for the economy, and where to most wisely invest. One of his most famous calls was writing a book back in 1992 entitled The Great Boom Ahead. When most of the authors were writing about a repeat of a Great Depression, in 2008 Harry also wrote a book projecting a Great Depression. His most recent work is The Great Crash Ahead, subtitled “For a World Turned Upside Down." Bruce and Harry discuss inflation and deflation, the target of the subtitle “For a World Turned Upside Down," the Great Depression of the 1930s and whether we will see another, historical debt bubbles, our long-term demographic downturn, the demographics of real estate, the baby boomer generation, and much more on this weeks real estate radio show and podcast.

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Harry Dent Joins Bruce Norris on the Real Estate Radio Show #341

Bruce Norris is joined this week by Harry Dent. Harry is a New York Times best-selling author known for his ability to look at past cycles and demographics, to reject what is next for the economy, and where to most wisely invest. One of his most famous calls was writing a book back in 1992 entitled The Great Boom Ahead. When most of the authors were writing about a repeat of a Great Depression, in 2008 Harry also wrote a book projecting a Great Depression. Bruce and Harry discuss how he is one of the few economists not afraid to share his opinions or be wrong, economic cycles, demographics, the down jones average, the second great depression and bubbles that were predicted, Japan's struggling market, Harry's criticism of what the government is currently doing, and much more on this weeks real estate radio show and podcast.

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Craig Hill Joins Bruce Norris on the Real Estate Radio Show #340

Bruce Norris is joined again this week by Craig Hill. Craig is the underwriter for the Norris Group’s loan programs. He has been with the Norris Group since they opened, and he has been in the hard money loan business for over twenty years. Bruce and Craig discuss the hard money points and fees and the changes made to the programs, loan-to-value, buy and sell, entities in which investors buy properties, credit worthiness, borrower protection, short sales and REOs, the new potential construction lending program for the Norris Group, and much more on this week's real estate radio show and podcast.

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Craig Hill Joins Bruce Norris on the Real Estate Radio Show #339

Bruce Norris is joined this week by Craig Hill. Craig is the underwriter for the Norris Group’s loan business. He has been in the hard money loan business for over twenty years. Bruce himself has been a customer of his since 1993. Bruce and Craig discuss trust deed investing and their hard money loan program, owner-occupants, the Norris Group's borrower track record, costs involved with the lenders and borrowers, properties they loan on and their condition range, and much more on this week's real estate radio show and podcast.

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Doug Duncan Joins Bruce Norris on the Real Estate Radio Show #338

Bruce Norris is joined once again this week by Doug Duncan. Doug is the senior vice president and chief economist for Fannie Mae. He is responsible for managing Fannie Mae’s economics and strategic research group. In this leadership role Duncan provides all economic housing and mortgage market forecast, analysis, and serves as the company’s thought leader internally and with the external constituent groups. Bruce and Doug discuss shadow inventory, the delinquency level, the year-over-year price program, the Fed's monetary policy, the psychology of the market, the amount of mortgage-backed securities owned by the Fed, Fannie Mae's current policies, the general consensus for owning a home, and much more on this week's real estate radio show and podcast.

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Doug Duncan Joins Bruce Norris on the Real Estate Radio Show #337

Bruce Norris is joined this week by Doug Duncan. Doug is the senior vice president and chief economist for Fannie Mae. He is responsible for managing Fannie Mae’s economics and strategic research group.In this leadership role Duncan provides all economic housing and mortgage market forecast, analysis, and serves as the company’s thought leader internally and with the external constituent groups.Doug was recently named one of the 50 most powerful people in real estate. He has been a friend to investors and has invited them back to talk with Fannie and FHA about loosening up some of the loans that were given to investors. Bruce and Doug discuss how investors are a critical part of the market, the concern downward pressure on prices should people exit, Doug's paper "Unusually Uncertain," the question of whether it is a good time to sell, the lag in the consumer understanding of prices, the price recovery in California, underwater homeowners, and much more on this week's real estate radio show and podcast.

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Peter Fortunato Joins Bruce Norris on the Real Estate Radio Show #336

Bruce Norris is joined again this week by Peter Fortunato. Peter has been an investor for a very long time since 1965 and loves the business. He is a libertarian, a capitalist, and he believes that transactions result from carefully conceived goals and plans followed by purposeful action and scrupulous documentation. Bruce and Peter discuss repeat business when dealing with private parties, his situation with a property he tried to acquire and the nine heirs involved, Peter's mentors and the people he learned from, his start at the age of 18, his seminar "Peter Fortunato and Jay Turner Present Profits and Mortgages," and much more on this week's real estate radio show and podcast.

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Peter Fortunato Joins Bruce Norris on the Real Estate Radio Show #335

Bruce Norris is joined this week by Peter Fortunato. He is a long-time real estate investor, trainer, libertarian, a capitalist, and he believes that transactions result from carefully conceived goals and plans followed by purposeful action and scrupulous documentation. Bruce has known Peter as a trainer for many years, and even the most experienced investors learn from him and come home with their head hurting when they are done.

 Bruce and Peter discuss how he got his start in real estate, his first properties, the definition of an investor, the attitude of investors today compared to the 60s as well as interest rates, his most important transaction of his life, uncomfortable situations and how this affects him making a deal, and much more on this week's real estate radio show and podcast.

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Aaron and Bruce Norris of The Norris Group on the Real Estate Radio Show #334

In a reversal this week, Bruce Norris is the special guest again this week. He is interviewed by Aaron Norris, his son and Vice President of the Norris Group. Bruce is the president and founder of the Norris Group and has been a real estate investor since 1980. During this time he has been involved in over 2,000 transactions. As an investor, builder, and/or hard money partner he is best known for his long-term market timing reports including The California Comeback 1997, The California Crash 2006, and he is the moderator for I Survived Real Estate. This is their award-winning show that has produced almost $350,000 since its inception in 2008. Bruce and Aaron discuss California Comeback 2, doubling of prices, the handling of homes now compared to the boom, the decrease in labor and construction, migration, the Norris Group hard money loan program, the upcoming even I Survived Real Estate 2013, and much more on this week's real estate radio show and podcast.

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Aaron and Bruce Norris of The Norris Group on the Real Estate Radio Show #333

In a reversal this week, Bruce Norris is the special guest this week. He is interviewed by Aaron Norris, his son and Vice President of the Norris Group. Bruce is the president and founder of the Norris Group and has been a real estate investor since 1980. During this time he has been involved in over 2,000 transactions. As an investor, builder, and/or hard money partner he is best known for his long-term market timing reports including The California Comeback 1997, The California Crash 2006, and he is the moderator for I Survived Real Estate. This is their award-winning show that has produced almost $350,000 since its inception in 2008. Bruce and Aaron discuss the current market, Bruce's reports and his upcoming California Comeback 2, the charts and how they reflect the market, hedge funds, equity sellers, interest rates, the Fed's involvement in the market from 1970 to the present, and much more on this week's real estate radio show and podcast.

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Mike Novak-Smith Joins Bruce Norris on the Real Estate Radio Show #332

Bruce Norris is joined again this week by Mike Novak-Smith. Mike is with REMAX Results and is in the top 1% of agents nationwide. He is an expert in the disposition of REO, short sales, bankruptcies, asset management, and negotiation. Bruce and Mike discuss short sales, REOs, the attitude of homeowners and buyers now compared to the 90s, the percentage of people current on their mortgages, prices and hedge funds, the new home construction business, the trend today for getting people approved for loans, portfolio loans, and much more on this week's real estate radio show and podcast.

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Mike Novak-Smith Joins Bruce Norris on the Real Estate Radio Show #331

Bruce Norris is joined this week by Mike Novak-Smith.Mike is with REMAX Results and is in the top 1% of agents nationwide.He is an expert in the disposition of REO, short sales, bankruptcies, asset management, and negotiation.. Bruce and Mike discuss REOs, hedge funds, shadow inventory, inventory, properties for sale, FHA deals, and much more on this week's real estate radio show and podcast.

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Rick Solis Joins Bruce Norris on the Real Estate Radio Show #330

Bruce Norris is joined this week by Rick Solis. Rick wears a lot of hats. He is an investor, an appraiser, hard money lender, a landlord, and on occasion he puts on his teacher’s hat. Bruce and Rick discuss appraisals and comparables that Rick does for the different areas, automatic appraisals and other review processes, price increases and price movement and what this holds in the future, inventory levels, and much more on this week's real estate radio show and podcast.

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Rick Sharga, Vice President of Carrington Holding Company, LLC, Joins Bruce Norris on the Real Estate Radio Show #329

Bruce Norris is joined again this week by Rick Sharga. Rick is the vice-president of Carrington Mortgage Holdings and one of the country’s most frequently quoted sources on foreclosure, mortgage, and real estate trends. Rick has appeared on every major network and news show in the country, and he has even briefed government organizations such as the Federal Reserve and Senate Banking committee on foreclosure trends. Prior to being with Carrington, Rick was senior vice president of RealtyTrac, which is responsible for marketing and business development. Bruce and Rick discuss interest rates and affordability, price increases and their effect on delinquencies, shadow inventory, REOs, ways to get inventory into the market, college debt, price movement, and much more on this week's real estate radio show and podcast.

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Rick Sharga, Vice President of Carrington Holding Company, LLC, Joins Bruce Norris on the Real Estate Radio Show #328

Bruce Norris is joined this week by Rick Sharga. Rick is an executive vice president at Carrington Mortgage Holdings, LLC. Rick is one of the most often quoted experts and has been on almost every television show about real estate records. He has been seen on NBC Nightly News, CNN, CBS, NBC. He is a trusted voice in what is going on in the real estate world. Bruce and Rick discuss the time he spoke in front of the Federal Reserve and Senate Banking Committee, vertical integration, Carrington Holding Company and their new programs and services, Carrington's business model in addition to other business models, rent values, long-term holds, and much more on this week's real estate radio show and podcast.

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Peter Schiff, CEO of Euro Pacific Capital, Joins Bruce Norris on the Real Estate Radio Show #327

Bruce Norris is joined again this week by Peter Schiff. Peter is the CEO of Euro Pacific Capital and bestselling author of The Real Crash: America’s Coming Bankruptcy - How to Save Yourself and Your Country.He is also the host of the nationally syndicated Peter Schiff show, heard daily from 1-3 Pacific Time at schiffradio.com. Bruce and Peter discuss California during the Bubble, mortgage rates in California, the national economy and how it is affected by government policies, the economy today compared to the 1990s, interest rates, the analogy of decoupling when relating to the market, the problem of monetizing debt, and much more on this week's real estate radio show and podcast.

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Peter Schiff, CEO of Euro Pacific Capital, Joins Bruce Norris on the Real Estate Radio Show #326

Bruce Norris is joined this week by Peter Schiff.Peter is the CEO of Euro Pacific Capital and bestselling author of The Real Crash:America’s Coming Bankruptcy - How to Save Yourself and Your Country.He is also the host of the nationally syndicated Peter Schiff show, heard daily from 1-3 Pacific Time at schiffradio.com. Bruce and Peter discuss his prediction of the US economy back in 2005-2007, the collapse of the market, America's bankruptcy and how he would deal with it, debt to GDP both here and in Japan, the Federal Reserve being the largest creditor, the hit on credibility, the benefits of reserve currency, much more on this week's real estate radio show and podcast.

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Ward Hanigan, Founder of ForeclosureForum.com, Joins Bruce Norris on the Real Estate Radio Show #325

Bruce Norris is joined again this week by Ward Hanigan. Ward is the founder of Foreclosure Forum.com and the educator of real estate investors for the last 20+ years.He is the most recognized name in trustee sales training and one of the most respected men in the business. Bruce and Ward primarily discuss Ward's impact he had on a particular individual and how he got him into the real estate business, as well as the change in the industry since the downturn, foreclosures, price aggression and price increases, much more on this week's real estate radio show and podcast.

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Ward Hanigan, Founder of ForeclosureForum.com, Joins Bruce Norris on the Real Estate Radio Show #324

Bruce Norris is joined this week by Ward Hanigan.Ward is the founder of Foreclosure Forum.com, a website specifically for education of real estate investors, specifically trustee sale experts.Ward is the most recognized name in training other people to do trustee sales, and he is one of the most respected men in the industry. Bruce and Ward discuss his journey into the real estate world and how he ended up working there, his work with IBM, Country Wide, and Chula Vista Commercial Realty his work with foreclosures, his first time speaking in front of a large audience, and much, much more on this week's real estate radio show and podcast.

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John Karevoll of DataQuick Joins Bruce Norris on the Real Estate Radio Show #323

Bruce Norris is joined again this week by John Karevoll. John was born in Minneapolis in 1951.His family moved to Norway where he was raised, educated, and married. He worked as a journalist in Oslo for ten years and joined a Scandinavian business publication in New York in 1983.In 1987 he was pulled into the world of data, mining large databases for trends.He has worked for TRW, CDB Infotek, Axiom, and others.His relationship with San Diego-based DataQuick Information Systems goes back to 1989.The statistics he generates are used by public agencies, lending institutions, title companies, and others. Bruce and John discuss the current competition in the marketplace, pent-up demand, the appraisal world, inventory, where interest rates are headed, and much, much more on this week's real estate radio show and podcast.

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John Karevoll of DataQuick Joins Bruce Norris on the Real Estate Radio Show #322

Bruce Norris is joined this week by John Karevoll. John was born in Minneapolis in 1951.His family moved to Norway where he was raised, educated, and married. He worked as a journalist in Oslo for ten years and joined a Scandinavian business publication in New York in 1983.In 1987 he was pulled into the world of data, mining large databases for trends.He has worked for TRW, CDB Infotek, Axiom, and others.His relationship with San Diego-based DataQuick Information Systems goes back to 1989.The statistics he generates are used by public agencies, lending institutions, title companies, and others.  Bruce and John discuss DataQuick's information system, real estate in 1970 compared to today, the Dodd-Frank Act and what effect it will have, the trends in today's market numbers, FICO scores, and much, much more on this week's real estate radio show and podcast. 

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David Kittle of the Mortgage Collaborative Joins Bruce Norris on the Real Estate Radio Show #321

Bruce Norris is joined again this week by David Kittle. David is the senior director of industry relations for IMARC, a fraud investigation company located in Santa Ana.He manages IMARC’s Washington D.C. office.He is the past chairman of MBA’s political action committee MORPAC and former vice-chairman of MBA’s residential board of governors.  He also served on MBA’s board of directors from 2004 through 2010.David is the past chairman of Mortgage Bankers Association in Washington D.C, completing his term in October 2009.  Bruce and David discuss the fear in the marketplace today of making a mistake, QRM being already in place, the market hitting bottom, VA and stated income loans, unintended consequences, shadow inventory, loan limits, the markets on the East Coast compared to the markets here, and much, much more on this week's real estate radio show and podcast. 

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David Kittle of the Mortgage Collaborative Joins Bruce Norris on the Real Estate Radio Show #320

Bruce Norris is joined this week by David Kittle. David is the senior director of industry relations for IMARC, a fraud investigation company located in Santa Ana.He manages IMARC’s Washington D.C. office.He is the past chairman of MBA’s political action committee and former vice-chairman of MBA’s residential board of governors.He also served on MBA’s board of directors from 2004 through 2010.David is the past chairman of Mortgage Bankers Association in Washington D.C, completing his term in October 2009.Bruce and David discuss the mortgage fraud problem, the unemployment rate, MBA's forecasts for the market, FHA, Fannie and Freddie loans, the markets in the Midwest compared to the other states, and much, much more on this week's real estate radio show and podcast. 

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Craig Hill of The Norris Group Joins Bruce Norris on the Real Estate Radio Show #319

Bruce Norris is joined this week by Craig Hill of The Norris Group. Craig is the underwriter for the Norris Group’s loan division. Bruce and Craig discuss the Norris Group loan program, what they loan, who they loan to, Quadrant 4 pricing, construction loans, fund control, points and fees, the buy/sell business, REOs, and much, much more on this week's real estate radio show and podcast. 

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Leslie Appleton-Young of C.A.R. Joins Bruce Norris on the Real Estate Radio Show #318

Bruce Norris is joined again this week by Leslie Appleton-Young. Leslie is vice-president and chief economist for the California Association of Realtors, a statewide trade organization with 155,000 members dedicated to the advancement of professionalism in real estate.Leslie directs the activities of the association’s member information group.She oversees the analysis of the housing market and brokerage industry trends. Bruce and Leslie discuss FHA financing, loan limits, Robert Schiller and his views housing investments, existing lots, the percentage of sellers who lost money, the short sale business, the return of the housing sector, Dodd-Frank, and much, much more on this week's real estate radio show and podcast. 

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Vice President and Chief Economist of CAR Leslie Appleton-Young Joins Bruce Norris on the Real Estate Radio Show #317

Bruce Norris is joined this week by Leslie Appleton-Young. Leslie is vice-president and chief economist for the California Association of Realtors, a statewide trade organization with 155,000 members dedicated to the advancement of professionalism in real estate.Leslie directs the activities of the association’s member information group.She oversees the analysis of the housing market and brokerage industry trends. Bruce and Leslie discuss equity and traditional sales, REOs becoming a smaller percentage of the market, the policies from the past that are still in effect today, CoreLogic's data on underwater mortgages, and much, much more on this week's real estate radio show and podcast. 

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Cary Pearce with Provident Loans joins Bruce Norris on the Real Estate Radio Show #316

Bruce Norris is joined again this week by Cary Pearce.Cary is the sales production manager for Provident Loans, and he has been involved over his lifetime involved in loans and about $ 1 billion and a half in closings.  Bruce and Cary discuss Provident's policies for giving loans, overlays, requirements if you are self-employed, down payment required, cash reserves for occupant buyers, down payment gift programs, fourplex limits, VA loans, and much, much more on this week's real estate radio show and podcast. 

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Cary Pearce with Provident Loans joins Bruce Norris on the Real Estate Radio Show #315

Bruce Norris is joined this week by Cary Pearce. Cary is the sales production manager for Provident Loans, and he has been in the business since 1985.  He has closed about 2,500 loans himself, and he has also supervised about $1.5 billion in closing.  Bruce and Cary discuss Provident's Inside Lending newsletter, the percentage of the market made up of short sales, the unemployment level, expected GDP growth, the interest rate when Cary first started in the business, jumbo loans and portfolio loans, FHA loans, and more on this week's real estate radio show and podcast. 

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Tony Alvarez Joins Bruce Norris on the Real Estate Radio Show #314

Bruce Norris is joined again this week by Tony Alvarez. Tony is the owner of Evergreen Properties.  He buys and sells, buys and holds, manages his own properties, and has become one of the most sought after speakers and trainers. Bruce and Tony discuss his deal source in 2012, REO agents in the short sale world, acquisitions, hedge fund buyers, rental properties, price aggression, the building industry, and more on this week's real estate radio show and podcast. 

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Sean O'Toole Joins Bruce Norris on the Real Estate Radio Show #313

Bruce Norris is joined again this week by Sean O’Toole. Sean is the founder and president of ForeclosureRadar.com, one of the finest websites a real estate investor can get involved with on a regular basis.Sean has done an excellent job on the website and put his computer genius to work in the industry, saving a lot of people a lot of money. He has also created competition that did not exist prior to his website by making it easier for people to become very proficient. Bruce and Sean discuss his foreclosure website and how it has grown into a short sale referral network, California's budget problems and where we may actually see improvement, delayed household growth, hedge funds and their impact on rents, REITs, affordability being close to all-time highs, new policies in the future following price aggression, and more on this week's real estate radio show and podcast. 

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Sean O'Toole on the Norris Group Real Estate Radio Show #312

Bruce Norris is joined this week by Sean O’Toole. Sean is the founder and president of ForeclosureRadar.com, a website that has pretty much revolutionized the trustee sale-buying business. Bruce and Sean discuss surprising changes at the end of last year, the number of people in foreclosure or 90+ days late in California, prices in 2013, their trip to Washington D.C., inflation, the credit world, and more on this week's real estate radio show and podcast. 

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Susie Leivas on the Norris Group Real Estate Radio Show #311

Bruce Norris is joined once again this week by Susie Leivas. Susie is the CFO of Leivas Associates. She has been doing taxes for Bruce for many years and has gotten a lot of referrals from him and other real estate investors.  Bruce and Susie discuss changing tax laws, capital gains, Social Security and when it is taxable, interest and charity deductions, a ROTH conversion, Section 179, and more on this week's real estate radio show and podcast. 

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