Bruce Norris is joined again this week by Mark Dowling and Paul Herrera. Mark Dowling has more than 20 years of experience in real estate and community development. He serves as the Chief Executive Officer for the non-profit Inland Valleys Association of Realtors. With more than 4,000 members, IVAR is one of the largest realtor associations in California. At its core IVAR provides a variety of support services that helps its members be more competitive in a real estate marketplace. Key services include realtor education and training, government affairs advocacy, multiple listing services, and professional standards mediation. Paul Herrera serves as an advocate for realtors and their clients on local issues, helping to preserve and protect property rights and the value of homeownership. He works with colleagues at the California Association of Realtors and the National Association of Realtors. Paul helps members make a difference for their clients at the local, state, and federal levels. Bruce, Mark, and Paul discuss GSE-backed lenders, the cost for doing home renovations, loan structure and amortizing payments, IVAR's work with Renovate America, the non-payment process, HERO loans, FHA changes regarding lien positions, surprises for 2015, and much, much more on this week's Norris Group real estate radio show and podcast.
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