Bruce is joined by one of
Friday, October 26, 2007
Mike Cantu #39
Friday, October 19, 2007
Rick Sharga with RealtyTrac 10-20-07 #38
Bruce is joined by Rick Sharga for a follow up interview after having spoken in March about the current market situation. Rick discusses how RealtyTrac counts foreclosures, how rapidly foreclosures are growing, upcoming auctions, the liquidity crunch, foreclosures and their impact on prices, how the White House is trying to help with the new IRS bill, and which states are seeing the worst of it all.
Rick joined RealtyTrac in 2004 as the Vice President of Marketing. He is responsible for building and maintaining the RealtyTrac brand, corporate positioning and messaging, public and investor relations, and marketing communications activities. As a spokesman for the company, Rick has been quoted extensively in the press on foreclosure, mortgage and real estate trends, and appeared on NBC Nightly News, CNN, CBS, ABC World News and NPR.
Prior to joining the company, Rick spent more than 20 years developing corporate and product branding strategies for technology start-up companies and international corporations such as DuPont, Fujitsu, Hitachi and Toshiba. Rick created and executed successful sales and marketing programs in B2B, technology, consumer electronics and retail for companies like JD Edwards, Philips, Cox Communications and Honeywell.
Rick began his career with one of the world’s largest ad agencies, Foote, Cone and Belding, and also had successful engagements with Ketchum Communications and McGraw-Hill. He founded his own consulting firm, CJ Patrick Company, in 2002 to help companies develop business and brand strategies that clearly communicate a unique value proposition, create a position of competitive advantage, and leverage the strength of their brands in the marketplace.
A nationally-recognized speaker on Branding, Rick spends his spare time taking Tae Kwon Do classes with his 10-year-old son, and trying to keep up with his increasingly-mobile 4-year-old daughter. He also continues in his lifelong quest to find the perfect wine to compliment his BBQ'd baby back ribs.
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Rick joined RealtyTrac in 2004 as the Vice President of Marketing. He is responsible for building and maintaining the RealtyTrac brand, corporate positioning and messaging, public and investor relations, and marketing communications activities. As a spokesman for the company, Rick has been quoted extensively in the press on foreclosure, mortgage and real estate trends, and appeared on NBC Nightly News, CNN, CBS, ABC World News and NPR.
Prior to joining the company, Rick spent more than 20 years developing corporate and product branding strategies for technology start-up companies and international corporations such as DuPont, Fujitsu, Hitachi and Toshiba. Rick created and executed successful sales and marketing programs in B2B, technology, consumer electronics and retail for companies like JD Edwards, Philips, Cox Communications and Honeywell.
Rick began his career with one of the world’s largest ad agencies, Foote, Cone and Belding, and also had successful engagements with Ketchum Communications and McGraw-Hill. He founded his own consulting firm, CJ Patrick Company, in 2002 to help companies develop business and brand strategies that clearly communicate a unique value proposition, create a position of competitive advantage, and leverage the strength of their brands in the marketplace.
A nationally-recognized speaker on Branding, Rick spends his spare time taking Tae Kwon Do classes with his 10-year-old son, and trying to keep up with his increasingly-mobile 4-year-old daughter. He also continues in his lifelong quest to find the perfect wine to compliment his BBQ'd baby back ribs.
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Friday, October 12, 2007
Aaron Krowne #37
Bruce Norris is joined once again by Aaron Krowne who is the webmaster behind The Mortgage Lender Implode-o-Meter. Bruce and Aaron discuss the overall economic health of the United States, what real estate could do to unemployment, recession, who has the power to fix the problems, and if stagflation is possible.
Aaron Krowne is a computer scientist and economics enthusiast who has been blogging and writing freelance on economics and finance topics for the past few years. He founded The Mortgage Lender Implode-o-Meter at the beginning of 2007 to draw attention to the problems in the housing finance sector and economy at large.
Krowne also founded PlanetMath.org back in 2001, which continues as a wiki-like mathematics-centric online community. Krowne has recently left his job in research at Emory University's Woodruff Library to work on web information projects full time.
Krowne lives in Atlanta, GA, and thus is no stranger to the effects of the bursting housing bubble. He blogs and posts articles at autoDogmatic.com, iTulip.com, WallStreetExaminer.com, and maintains a Furl.net link archive (under the handle "akrowne").
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Aaron Krowne is a computer scientist and economics enthusiast who has been blogging and writing freelance on economics and finance topics for the past few years. He founded The Mortgage Lender Implode-o-Meter at the beginning of 2007 to draw attention to the problems in the housing finance sector and economy at large.
Krowne also founded PlanetMath.org back in 2001, which continues as a wiki-like mathematics-centric online community. Krowne has recently left his job in research at Emory University's Woodruff Library to work on web information projects full time.
Krowne lives in Atlanta, GA, and thus is no stranger to the effects of the bursting housing bubble. He blogs and posts articles at autoDogmatic.com, iTulip.com, WallStreetExaminer.com, and maintains a Furl.net link archive (under the handle "akrowne").
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Saturday, October 6, 2007
Aaron Krowne #36
Bruce Norris is joined by Aaron Krowne who is the webmaster behind The Mortgage Lender Implode-o-Meter. Bruce and Aaron discuss Aaron's background, how he got interested in the mortgage industry problems, and why approximately 160 lenders have seen their doors close or are no longer operate on their own. You might be surprised to find out that only 30% of the lenders on his list are subprime. While employment numbers have been historically good, find out what industries will ultimately be effected.
Aaron Krowne is a computer scientist and economics enthusiast who has been blogging and writing freelance on economics and finance topics for the past few years. He founded The Mortgage Lender Implode-o-Meter at the beginning of 2007 to draw attention to the problems in the housing finance sector and economy at large.
Krowne also founded PlanetMath.org back in 2001, which continues as a wiki-like mathematics-centric online community. Krowne has recently left his job in research at Emory University's Woodruff Library to work on web information projects full time.
Krowne lives in Atlanta, GA, and thus is no stranger to the effects of the bursting housing bubble. He blogs and posts articles at autoDogmatic.com, iTulip.com, WallStreetExaminer.com, and maintains a Furl.net link archive (under the handle "akrowne").
Listen to show
Aaron Krowne is a computer scientist and economics enthusiast who has been blogging and writing freelance on economics and finance topics for the past few years. He founded The Mortgage Lender Implode-o-Meter at the beginning of 2007 to draw attention to the problems in the housing finance sector and economy at large.
Krowne also founded PlanetMath.org back in 2001, which continues as a wiki-like mathematics-centric online community. Krowne has recently left his job in research at Emory University's Woodruff Library to work on web information projects full time.
Krowne lives in Atlanta, GA, and thus is no stranger to the effects of the bursting housing bubble. He blogs and posts articles at autoDogmatic.com, iTulip.com, WallStreetExaminer.com, and maintains a Furl.net link archive (under the handle "akrowne").
Listen to show
Friday, September 28, 2007
Donna Bauer #35
Bruce Norris is joined once again by Donna Bauer, The NoteBuyer™. Donna and Bruce discuss California law and note buying, short sales, restructuring debt, seller carry back and why you should be VERY careful about seconds. Donna also shares one of her favorite success stories.
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Donna Bauer, nationally known as The NoteBuyer™, began buying discounted notes twenty years ago while raising four small boys. She needed a way to support her family financially that still allowed her to be a stay-at-home mom. Donna was elated to make more than $5,000 on her very first deal. It seemed like all the money in the world compared to the dollar an hour she earned babysitting.
Today, Donna is the nation’s most recognized authority on note buying, short sales, and the booming pre-foreclosure market. Donna’s exclusive strategies have produced stunning results for thousands of investors regardless of economic conditions. She is founder and president of The NoteBuyer, Inc., which invests in notes and pre-foreclosures throughout the country and offers investors a wide range of educational resources.
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Friday, September 21, 2007
Donna Bauer #34
Bruce Norris is joined by Donna Bauer better known as The NoteBuyer™. Listen as they discuss the concept of note buying and how Donna got started in the business. Learn what states are the most progressive, the general parameters for buying notes, and some important mistakes not to make if you're just beginning.
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Donna Bauer, nationally known as The NoteBuyer™, began buying discounted notes twenty years ago while raising four small boys. She needed a way to support her family financially that still allowed her to be a stay-at-home mom. Donna was elated to make more than $5,000 on her very first deal. It seemed like all the money in the world compared to the dollar an hour she earned babysitting.
Today, Donna is the nation’s most recognized authority on note buying, short sales, and the booming pre-foreclosure market. Donna’s exclusive strategies have produced stunning results for thousands of investors regardless of economic conditions. She is founder and president of The NoteBuyer, Inc., which invests in notes and pre-foreclosures throughout the country and offers investors a wide range of educational resources.
Listen to show
Friday, September 14, 2007
Mike Ferry #33
Bruce Norris continues his interview with one of the nation's leading real estate agent trainers, Mike Ferry with the Mike Ferry Organization. Mike and Bruce discuss the parameters his coaches must achieve to become a coach with the Mike Ferry Organization, how coaching has changed in the last 60 days now that Realtors are listening, how buyers and sellers ultimately decide the price of houses, auctions, healthy real estate markets, and why its important for Realtors to own their own home.
Mike Ferry is the founder of the Mike Ferry Organization, North America’s leading Real Estate coaching and training organization. Mike has been involved in sales and management for more than forty years. During that time he has built an unmatched reputation for success on a foundation of hard work, dedication to his personal goals and 100% commitment to his customers.
Mike began his career with Nightingale-Conant where he was quickly promoted to the position of National Training Director responsible for the sales activities of 1,300 people. He then made the decision to move into the residential Real Estate field as a sales person. After a career of selling homes and earning the honor of being one of the top agents in the state, Mike decided the time was right to launch his own company. Four decades later, The Mike Ferry Organization is a $50,000,000 company with tens of thousands of clients.
Mike’s phenomenal natural ability to train and teach his unique techniques has helped hundreds of thousands of agents achieve and exceed their business and personal goals. The way he inspires all agents at all levels to produce at high levels and apply the rules of business to their Real Estate careers is legendary.
Mike has been repeatedly recognized by the National Association of Realtors® as one of the most influential people in the entire Real Estate profession, along with the President of the United States, the U.S. Congress, Alan Greenspan and Henry Silverman.
As the foremost expert on Real Estate sales techniques, training and motivation, Mike and his company lead dozens of seminars and retreats every year. Real Estate agents, mortgage professionals, title representatives and business executives have increased their production and profit because of the skills and mindset they learned through Mike Ferry. According to Mike, “The business is great because the results agents get from working with us are exceptional. Agents want to know how to sell more homes in less time and that is exactly what we teach them.”
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Mike Ferry is the founder of the Mike Ferry Organization, North America’s leading Real Estate coaching and training organization. Mike has been involved in sales and management for more than forty years. During that time he has built an unmatched reputation for success on a foundation of hard work, dedication to his personal goals and 100% commitment to his customers.
Mike began his career with Nightingale-Conant where he was quickly promoted to the position of National Training Director responsible for the sales activities of 1,300 people. He then made the decision to move into the residential Real Estate field as a sales person. After a career of selling homes and earning the honor of being one of the top agents in the state, Mike decided the time was right to launch his own company. Four decades later, The Mike Ferry Organization is a $50,000,000 company with tens of thousands of clients.
Mike’s phenomenal natural ability to train and teach his unique techniques has helped hundreds of thousands of agents achieve and exceed their business and personal goals. The way he inspires all agents at all levels to produce at high levels and apply the rules of business to their Real Estate careers is legendary.
Mike has been repeatedly recognized by the National Association of Realtors® as one of the most influential people in the entire Real Estate profession, along with the President of the United States, the U.S. Congress, Alan Greenspan and Henry Silverman.
As the foremost expert on Real Estate sales techniques, training and motivation, Mike and his company lead dozens of seminars and retreats every year. Real Estate agents, mortgage professionals, title representatives and business executives have increased their production and profit because of the skills and mindset they learned through Mike Ferry. According to Mike, “The business is great because the results agents get from working with us are exceptional. Agents want to know how to sell more homes in less time and that is exactly what we teach them.”
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Friday, September 7, 2007
Mike Ferry #32
Bruce interviews one of the nation's leading real estate agent trainers, Mike Ferry with the Mike Ferry Organization. The two discuss how Realtors have been caught off guard by the market change, how buyers have changed, how this downturn differs from the past, and how he was one of the first to warn Realtors this market was coming. Mike also shares why some of his clients are some of the most successful in the business. They're business is actually getting busier now that the market has shifted.
Mike Ferry is the founder of the Mike Ferry Organization, North America's leading Real Estate coaching and training organization. Mike has been involved in sales and management for more than forty years. During that time he has built an unmatched reputation for success on a foundation of hard work, dedication to his personal goals and 100% commitment to his customers.
Mike began his career with Nightingale-Conant where he was quickly promoted to the position of National Training Director responsible for the sales activities of 1,300 people. He then made the decision to move into the residential Real Estate field as a sales person. After a career of selling homes and earning the honor of being one of the top agents in the state, Mike decided the time was right to launch his own company. Four decades later, The Mike Ferry Organization is a $50,000,000 company with tens of thousands of clients.
Mike's phenomenal natural ability to train and teach his unique techniques has helped hundreds of thousands of agents achieve and exceed their business and personal goals. The way he inspires all agents at all levels to produce at high levels and apply the rules of business to their Real Estate careers is legendary.
Mike has been repeatedly recognized by the National Association of Realtors® as one of the most influential people in the entire Real Estate profession, along with the President of the United States, the U.S. Congress, Alan Greenspan and Henry Silverman.
As the foremost expert on Real Estate sales techniques, training and motivation, Mike and his company lead dozens of seminars and retreats every year. Real Estate agents, mortgage professionals, title representatives and business executives have increased their production and profit because of the skills and mindset they learned through Mike Ferry. According to Mike, "The business is great because the results agents get from working with us are exceptional. Agents want to know how to sell more homes in less time and that is exactly what we teach them."
Listen to show
Mike Ferry is the founder of the Mike Ferry Organization, North America's leading Real Estate coaching and training organization. Mike has been involved in sales and management for more than forty years. During that time he has built an unmatched reputation for success on a foundation of hard work, dedication to his personal goals and 100% commitment to his customers.
Mike began his career with Nightingale-Conant where he was quickly promoted to the position of National Training Director responsible for the sales activities of 1,300 people. He then made the decision to move into the residential Real Estate field as a sales person. After a career of selling homes and earning the honor of being one of the top agents in the state, Mike decided the time was right to launch his own company. Four decades later, The Mike Ferry Organization is a $50,000,000 company with tens of thousands of clients.
Mike's phenomenal natural ability to train and teach his unique techniques has helped hundreds of thousands of agents achieve and exceed their business and personal goals. The way he inspires all agents at all levels to produce at high levels and apply the rules of business to their Real Estate careers is legendary.
Mike has been repeatedly recognized by the National Association of Realtors® as one of the most influential people in the entire Real Estate profession, along with the President of the United States, the U.S. Congress, Alan Greenspan and Henry Silverman.
As the foremost expert on Real Estate sales techniques, training and motivation, Mike and his company lead dozens of seminars and retreats every year. Real Estate agents, mortgage professionals, title representatives and business executives have increased their production and profit because of the skills and mindset they learned through Mike Ferry. According to Mike, "The business is great because the results agents get from working with us are exceptional. Agents want to know how to sell more homes in less time and that is exactly what we teach them."
Listen to show
Friday, August 31, 2007
Peter Schiff with Euro Pacific Capital 9-1-07 #31
Bruce continues his conversation with global finance expert, Peter Schiff with Euro Pacific Capital. Peter talks more about his book, Crash Proof. Peter discusses savings in America and the misconception that homes negated the need to save. Peter also talks about trade deficits, China, the stock market, and the concept of the "soft landing."
Mr. Schiff is one of the few non-biased investment advisors (not committed solely to the short side of the market) to have correctly called the current bear market in U.S. dollar denominated assets before it began and to have positioned his clients accordingly. As a result of his accurate forecasts on the U.S. stock market, commodities, gold and the dollar, he is becoming increasingly more renowned. He has been quoted in many of the nation's leading newspapers, including The Wall Street Journal, Barron's, Investor's Business Daily, The Financial Times, The New York Times, The Los Angeles Times, The Washington Post, The Chicago Tribune, The Dallas Morning News, The Miami Herald, The San Francisco Chronicle, The Atlanta Journal-Constitution, The Arizona Republic, The Philadelphia Inquirer, and the Christian Science Monitor, and has appeared on CNBC, CNNfn, Fox News and Bloomberg. In addition, his views are frequently quoted locally in the Orange County Register.
Mr. Schiff began his investment career as a financial consultant with Shearson Lehman Brothers, after having earned a degree in finance and accounting from U.C. Berkeley in 1987. A financial professional for nineteen years he joined Euro Pacific in 1996 and has served as its President since January 2000. An expert on money, economic theory, and international investing, he is a highly recommended broker by many of the nation's financial newsletters and advisory services. Mr. Schiff holds NASD Series 4,7,24,27,53,55, and 63 licenses.
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Mr. Schiff is one of the few non-biased investment advisors (not committed solely to the short side of the market) to have correctly called the current bear market in U.S. dollar denominated assets before it began and to have positioned his clients accordingly. As a result of his accurate forecasts on the U.S. stock market, commodities, gold and the dollar, he is becoming increasingly more renowned. He has been quoted in many of the nation's leading newspapers, including The Wall Street Journal, Barron's, Investor's Business Daily, The Financial Times, The New York Times, The Los Angeles Times, The Washington Post, The Chicago Tribune, The Dallas Morning News, The Miami Herald, The San Francisco Chronicle, The Atlanta Journal-Constitution, The Arizona Republic, The Philadelphia Inquirer, and the Christian Science Monitor, and has appeared on CNBC, CNNfn, Fox News and Bloomberg. In addition, his views are frequently quoted locally in the Orange County Register.
Mr. Schiff began his investment career as a financial consultant with Shearson Lehman Brothers, after having earned a degree in finance and accounting from U.C. Berkeley in 1987. A financial professional for nineteen years he joined Euro Pacific in 1996 and has served as its President since January 2000. An expert on money, economic theory, and international investing, he is a highly recommended broker by many of the nation's financial newsletters and advisory services. Mr. Schiff holds NASD Series 4,7,24,27,53,55, and 63 licenses.
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Sunday, August 26, 2007
Peter Schiff with Euro Pacific Capital 8-25-07 #30
Bruce is joined by global finance expert, Peter Schiff with Euro Pacific Capital. Listen in as they discuss the current market, its effect on the real estate market and the economy at large. This is one of the more negative interviews. First time listeners beware!
Mr. Schiff is one of the few non-biased investment advisors (not committed solely to the short side of the market) to have correctly called the current bear market in U.S. dollar denominated assets before it began and to have positioned his clients accordingly. As a result of his accurate forecasts on the U.S. stock market, commodities, gold and the dollar, he is becoming increasingly more renowned. He has been quoted in many of the nation's leading newspapers, including The Wall Street Journal, Barron's, Investor's Business Daily, The Financial Times, The New York Times, The Los Angeles Times, The Washington Post, The Chicago Tribune, The Dallas Morning News, The Miami Herald, The San Francisco Chronicle, The Atlanta Journal-Constitution, The Arizona Republic, The Philadelphia Inquirer, and the Christian Science Monitor, and has appeared on CNBC, CNNfn, Fox News and Bloomberg. In addition, his views are frequently quoted locally in the Orange County Register.
Mr. Schiff began his investment career as a financial consultant with Shearson Lehman Brothers, after having earned a degree in finance and accounting from U.C. Berkeley in 1987. A financial professional for nineteen years he joined Euro Pacific in 1996 and has served as its President since January 2000. An expert on money, economic theory, and international investing, he is a highly recommended broker by many of the nation's financial newsletters and advisory services. Mr. Schiff holds NASD Series 4,7,24,27,53,55, and 63 licenses.
Listen to Peter Schiff
Mr. Schiff is one of the few non-biased investment advisors (not committed solely to the short side of the market) to have correctly called the current bear market in U.S. dollar denominated assets before it began and to have positioned his clients accordingly. As a result of his accurate forecasts on the U.S. stock market, commodities, gold and the dollar, he is becoming increasingly more renowned. He has been quoted in many of the nation's leading newspapers, including The Wall Street Journal, Barron's, Investor's Business Daily, The Financial Times, The New York Times, The Los Angeles Times, The Washington Post, The Chicago Tribune, The Dallas Morning News, The Miami Herald, The San Francisco Chronicle, The Atlanta Journal-Constitution, The Arizona Republic, The Philadelphia Inquirer, and the Christian Science Monitor, and has appeared on CNBC, CNNfn, Fox News and Bloomberg. In addition, his views are frequently quoted locally in the Orange County Register.
Mr. Schiff began his investment career as a financial consultant with Shearson Lehman Brothers, after having earned a degree in finance and accounting from U.C. Berkeley in 1987. A financial professional for nineteen years he joined Euro Pacific in 1996 and has served as its President since January 2000. An expert on money, economic theory, and international investing, he is a highly recommended broker by many of the nation's financial newsletters and advisory services. Mr. Schiff holds NASD Series 4,7,24,27,53,55, and 63 licenses.
Listen to Peter Schiff
Phil Tirone with 720creditscore.com 8-18-07 #29
Bruce continues his conversation with president of The Mortgage Equity Group, Inc. and author of 7 Steps to a 720 Credit Score, Philip Tirone.
An expert in residential home financing, Philip X. Tirone is a powerhouse mortgage broker who contributes heavily to his firm’s billions of dollars in loan sales. Philip has a unique background in difficult-to-obtain loans, having spent years working with borrowers with subprime credit scores. Philip is masterful in finding loans for borrowers with bad credit, no credit, bankruptcy, and no stated income, but his specialty is in helping increase his clients’ credit scores so they qualify for the optimal loan programs that minimize their interest payments. In addition to authoring 7 Steps To a 720 Credit Score™, Philip’s workbook, Applying the 7 Steps to a 720 Credit Score, is one of Nightingale-Conant’s top sellers.
Philip’s commitment to educating homebuyers prompted the “7 Steps Licensing Program,” which allows mortgage brokers nationwide to become licensed in the 7 Steps and in turn help improve their clients’ credit scores. He is also developing the 7 Steps Foundation, a charitable foundation that will allocate funds to help low-income and underserved Americans increase their credit scores and buy homes.
Philip has been featured in articles on credit and mortgage trends in the Los Angeles Times, New York Times.com, Wall Street Journal, Newsday, Woman’s World Magazine, San Jose Mercury News, Bottom Line Magazine, Bankrate.com, and several others.
Philip created the Complete Financial Navigator™, a tool to analyze his borrowers’ needs and financial picture, thereby helping borrowers overcome barriers to achieving their real estate goals. As a frequent guest lecturer at the University of California Los Angeles, Philip has authored and delivered numerous speeches regarding the “Mortgage Lifestyle Dilemma,” a phrase he coined to describe an emotional buying decision that results in overextension and a life that revolves around high mortgage payments. By analyzing industry-specific buying trends, he has devised a series of questions to help borrowers avoid this dilemma.
Philip was named Arizona State University’s Man of the Year upon graduating with a real estate degree in 1994. Since then, he has continued to receive acclaim, most recently in the New York Times best-seller, Secrets of the Young and Successful.
Listen to Philip Tirone
An expert in residential home financing, Philip X. Tirone is a powerhouse mortgage broker who contributes heavily to his firm’s billions of dollars in loan sales. Philip has a unique background in difficult-to-obtain loans, having spent years working with borrowers with subprime credit scores. Philip is masterful in finding loans for borrowers with bad credit, no credit, bankruptcy, and no stated income, but his specialty is in helping increase his clients’ credit scores so they qualify for the optimal loan programs that minimize their interest payments. In addition to authoring 7 Steps To a 720 Credit Score™, Philip’s workbook, Applying the 7 Steps to a 720 Credit Score, is one of Nightingale-Conant’s top sellers.
Philip’s commitment to educating homebuyers prompted the “7 Steps Licensing Program,” which allows mortgage brokers nationwide to become licensed in the 7 Steps and in turn help improve their clients’ credit scores. He is also developing the 7 Steps Foundation, a charitable foundation that will allocate funds to help low-income and underserved Americans increase their credit scores and buy homes.
Philip has been featured in articles on credit and mortgage trends in the Los Angeles Times, New York Times.com, Wall Street Journal, Newsday, Woman’s World Magazine, San Jose Mercury News, Bottom Line Magazine, Bankrate.com, and several others.
Philip created the Complete Financial Navigator™, a tool to analyze his borrowers’ needs and financial picture, thereby helping borrowers overcome barriers to achieving their real estate goals. As a frequent guest lecturer at the University of California Los Angeles, Philip has authored and delivered numerous speeches regarding the “Mortgage Lifestyle Dilemma,” a phrase he coined to describe an emotional buying decision that results in overextension and a life that revolves around high mortgage payments. By analyzing industry-specific buying trends, he has devised a series of questions to help borrowers avoid this dilemma.
Philip was named Arizona State University’s Man of the Year upon graduating with a real estate degree in 1994. Since then, he has continued to receive acclaim, most recently in the New York Times best-seller, Secrets of the Young and Successful.
Listen to Philip Tirone
Phil Tirone with 720creditscore.com 8-11-07 #28
Bruce is joined by president of The Mortgage Equity Group, Inc. and author of 7 Steps to a 720 Credit Score, Philip Tirone. Both talk shop the credit market and what is currently going on in the lender world and how this affects the real estate market.
An expert in residential home financing, Philip X. Tirone is a powerhouse mortgage broker who contributes heavily to his firm’s billions of dollars in loan sales. Philip has a unique background in difficult-to-obtain loans, having spent years working with borrowers with subprime credit scores. Philip is masterful in finding loans for borrowers with bad credit, no credit, bankruptcy, and no stated income, but his specialty is in helping increase his clients’ credit scores so they qualify for the optimal loan programs that minimize their interest payments. In addition to authoring 7 Steps To a 720 Credit Score™, Philip’s workbook, Applying the 7 Steps to a 720 Credit Score, is one of Nightingale-Conant’s top sellers.
Philip’s commitment to educating homebuyers prompted the “7 Steps Licensing Program,” which allows mortgage brokers nationwide to become licensed in the 7 Steps and in turn help improve their clients’ credit scores. He is also developing the 7 Steps Foundation, a charitable foundation that will allocate funds to help low-income and underserved Americans increase their credit scores and buy homes.
Philip has been featured in articles on credit and mortgage trends in the Los Angeles Times, New York Times.com, Wall Street Journal, Newsday, Woman’s World Magazine, San Jose Mercury News, Bottom Line Magazine, Bankrate.com, and several others.
Philip created the Complete Financial Navigator™, a tool to analyze his borrowers’ needs and financial picture, thereby helping borrowers overcome barriers to achieving their real estate goals. As a frequent guest lecturer at the University of California Los Angeles, Philip has authored and delivered numerous speeches regarding the “Mortgage Lifestyle Dilemma,” a phrase he coined to describe an emotional buying decision that results in overextension and a life that revolves around high mortgage payments. By analyzing industry-specific buying trends, he has devised a series of questions to help borrowers avoid this dilemma.
Philip was named Arizona State University’s Man of the Year upon graduating with a real estate degree in 1994. Since then, he has continued to receive acclaim, most recently in the New York Times best-seller, Secrets of the Young and Successful.
Listen to Philip Tirone
An expert in residential home financing, Philip X. Tirone is a powerhouse mortgage broker who contributes heavily to his firm’s billions of dollars in loan sales. Philip has a unique background in difficult-to-obtain loans, having spent years working with borrowers with subprime credit scores. Philip is masterful in finding loans for borrowers with bad credit, no credit, bankruptcy, and no stated income, but his specialty is in helping increase his clients’ credit scores so they qualify for the optimal loan programs that minimize their interest payments. In addition to authoring 7 Steps To a 720 Credit Score™, Philip’s workbook, Applying the 7 Steps to a 720 Credit Score, is one of Nightingale-Conant’s top sellers.
Philip’s commitment to educating homebuyers prompted the “7 Steps Licensing Program,” which allows mortgage brokers nationwide to become licensed in the 7 Steps and in turn help improve their clients’ credit scores. He is also developing the 7 Steps Foundation, a charitable foundation that will allocate funds to help low-income and underserved Americans increase their credit scores and buy homes.
Philip has been featured in articles on credit and mortgage trends in the Los Angeles Times, New York Times.com, Wall Street Journal, Newsday, Woman’s World Magazine, San Jose Mercury News, Bottom Line Magazine, Bankrate.com, and several others.
Philip created the Complete Financial Navigator™, a tool to analyze his borrowers’ needs and financial picture, thereby helping borrowers overcome barriers to achieving their real estate goals. As a frequent guest lecturer at the University of California Los Angeles, Philip has authored and delivered numerous speeches regarding the “Mortgage Lifestyle Dilemma,” a phrase he coined to describe an emotional buying decision that results in overextension and a life that revolves around high mortgage payments. By analyzing industry-specific buying trends, he has devised a series of questions to help borrowers avoid this dilemma.
Philip was named Arizona State University’s Man of the Year upon graduating with a real estate degree in 1994. Since then, he has continued to receive acclaim, most recently in the New York Times best-seller, Secrets of the Young and Successful.
Listen to Philip Tirone
Randy and Mike Grigg of Elite Auctions #27
Bruce is joined by Randy and Mike Grigg who head California Premier Auctions. Learn how they got started in the business, why auctions worked for them, and how auctions could work for you.
Mike has called a variety of real estate auctions in California and knows what it takes to get the buyers to competitively bid and drive the prices up. He is one of the 2004 California State Auctioneers Association Bid Calling Champions. Mike began his career in the real estate auction business in 2002 and believes that real estate auctions are the purest form of price realization. Learning real estate exclusively through the auction method is an advantage to potential clients and makes Mike one of the leading auction experts in California. Contact Mike at (661) 325-6500.
Professional Memberships
Being involved with real estate transactions since 1977, Randy Grigg discovered the benefits of using the auction method of marketing real estate after completing a single-family house rehab project that had three failed escrows. Selling time went from 2 months to 7 months due to the buyers backing out because of financing and appraisal contingencies. These extra 5 months of holding costs dramatically reduced the net profit.
As a "control freak" (and knowing other people are too) we designed our company to cater to the desire of our clients to sell their properties quickly in "as-is" condition with no loan, appraisal or property contingencies... at the highest price the market will bear. By selling my own properties "absolute" (no reserve), we learned first hand how to get the right bidders to our auctions. After we continued tweaking our marketing program we finally felt comfortable selling for others. We also have developed a strategy for selling real estate for others where our clients have full control over the final selling price, again understanding many of our clients desire for complete control.
Mike Grigg graduated from the prestigious "World Champion College of Auctioneers." He has participated in charity and real estate auctions and handles agent/broker relations. Mike serves on the board for the California State Auctioneers Association (CSAA). He has been designated AARE, which means he is an Accredited Auctioneer of Real Estate appointed by the National Auctioneers Association.Mike has called a variety of real estate auctions in California and knows what it takes to get the buyers to competitively bid and drive the prices up. He is one of the 2004 California State Auctioneers Association Bid Calling Champions. Mike began his career in the real estate auction business in 2002 and believes that real estate auctions are the purest form of price realization. Learning real estate exclusively through the auction method is an advantage to potential clients and makes Mike one of the leading auction experts in California. Contact Mike at (661) 325-6500.
Professional Memberships
- On the Board of Directors for the California State Auctioneers Association (CSAA)
- Member of the National Auctioneers Association (NAA)
- Accredited Auctioneer of Real Estate (AARE) designated by the National Auctioneers Assocation
- Member of the Bakersfield Association of Realtors, Arcadia Association of Realtors, and the MRMLS (A Multiple Listing Service for Southern California)
- Member of the National Association of Realtors (NAR)
- Member of the California Association of Realtors (CAR)
Gene Bronkowski of Keller Williams #26
Bruce is joined by Keller Williams and national trainer, Gene Bronkowski as they talk about Keller Williams' growth, why someone would want to buy in this market, and how realtors are dealing with the market. Gene also talks to us about the "Go Zone."
Gene Bronkowski has been investing in Real Estate since 1987. Gene is a licensed Realtor with Keller Williams Realty completing over 450 Real estate transactions since 1994.
Gene has trained for Prudential, Century 21 and now for Keller Williams for over 11 years total. While Gene does most of his training in California, he is also a National Real Estate Coach and has clients all over the United States. Over the past 10 years Gene has taught thousands of Realtors and Investors proven models and systems for buying and selling Real Estate.
Keller Williams' growth has been stunning in recent years. Keller Williams has courses for every job description in Real Estate from agent to assistant to accounting. Currently, Keller Williams offers over 120 courses. It also has an amazing profit sharing program that can be willed to their heirs.
Listen to Gene Bronkowski
Gene Bronkowski has been investing in Real Estate since 1987. Gene is a licensed Realtor with Keller Williams Realty completing over 450 Real estate transactions since 1994.
Gene has trained for Prudential, Century 21 and now for Keller Williams for over 11 years total. While Gene does most of his training in California, he is also a National Real Estate Coach and has clients all over the United States. Over the past 10 years Gene has taught thousands of Realtors and Investors proven models and systems for buying and selling Real Estate.
Keller Williams' growth has been stunning in recent years. Keller Williams has courses for every job description in Real Estate from agent to assistant to accounting. Currently, Keller Williams offers over 120 courses. It also has an amazing profit sharing program that can be willed to their heirs.
Listen to Gene Bronkowski
Christopher Thornberg of Beacon Economics #25
Bruce and Christopher Thornberg of Beacon Economics continue their conversation on the current real estate market. Just why is it that some economists are always so rosy?
Christopher Thornberg is a founding partner of Beacon Economics. Dr. Thornberg is an expert in the study of regional economies, real estate dynamics, labor markets and business forecasting. He has been involved in a number of special studies measuring the impact of important events on the economy, including the NAFTA treaty, the California power crisis, port security, California water transfer programs and the September 11th terrorist attacks. Prior to launching Beacon he worked with the UCLA Anderson Forecast where he regularly authored the outlooks for California, Los Angeles and the East Bay as well as performing a number of specialized forecasts for regions and industries. Dr. Thornberg lectures on a regular basis at a variety of public and private events, has appeared on CNN, Fox News and CNBC and is widely quoted in the press. He received his Ph.D in Business Economics from The Anderson School and his B.S. in Business Administration from the State University of New York at Buffalo. He specializes in International and Labor Economics. Dr. Thornberg continues to teach in the MBA program at UCLA and previously held a faculty position in the economics department at Clemson University.
Listen to Christopher Thornberg Part 2
Christopher Thornberg is a founding partner of Beacon Economics. Dr. Thornberg is an expert in the study of regional economies, real estate dynamics, labor markets and business forecasting. He has been involved in a number of special studies measuring the impact of important events on the economy, including the NAFTA treaty, the California power crisis, port security, California water transfer programs and the September 11th terrorist attacks. Prior to launching Beacon he worked with the UCLA Anderson Forecast where he regularly authored the outlooks for California, Los Angeles and the East Bay as well as performing a number of specialized forecasts for regions and industries. Dr. Thornberg lectures on a regular basis at a variety of public and private events, has appeared on CNN, Fox News and CNBC and is widely quoted in the press. He received his Ph.D in Business Economics from The Anderson School and his B.S. in Business Administration from the State University of New York at Buffalo. He specializes in International and Labor Economics. Dr. Thornberg continues to teach in the MBA program at UCLA and previously held a faculty position in the economics department at Clemson University.
Listen to Christopher Thornberg Part 2
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