Carolina Reid Joins Bruce Norris on the Real Estate Radio Show #256

This week Bruce is joined by Carolina Reid, Senior Researcher at the Center for Responsible Lending. Bruce and Carolina discuss the idea of a 20% down payment, the foreclosure crisis and strategic foreclosures, the success of the NSP fund program, the period of time when delinquencies tripled and foreclosures declined, the short sale status, the ramifications from a decline in homeownership, and much more on this week's real estate radio show and podcast. 
Play Now

Carolina Reid Joins Bruce Norris on the Real Estate Radio Show #255

This week Bruce is joined by Carolina Reid, Senior Researcher at the Center for Responsible Lending. Bruce and Carolina discuss foreclosures and the foreclosure crisis, the connection between the foreclosure rates among communities and the loan products they received, the unintended consequences of delaying foreclosing, loan modifications, and much more on this week's real estate radio show and podcast. 
Play Now

Bill Tan of the San Diego Creative Real Estate Investors Association #171

This week Bruce Norris is joined by President of the San Diego Creative Investors Association and Bill Tan Investments, Bill Tan.

Bruce and Bill discuss how Bill got started in the business, what Bill specializes in, hard money loans, purchasing notes, seller carryback notes, the structure of a few creative deals, tax ramification for creative financing, and much more.

Play Now

Paul Leonard with the Center for Responsible Lending #8

Paul Leonard returns to continue the conversation about the subprime loan world and how it affects Californians.

Paul A. Leonard directs the California operations of the Center for Responsible Lending, a national policy and research organization working on lending issues affecting low-wealth households. The Center is a non-profit, non-partisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. CRL is affiliated with Self-Help, one of the nation’s largest community development financial institutions. CRL has offices in Durham NC, Washington, DC and has recently opened its California office in Oakland.

Prior to joining the Center, Mr. Leonard was an independent policy consultant working on housing, community development and social welfare issues, based in Berkeley, California. Mr. Leonard’s research topics have included the effectiveness of national housing preservation policies, gentrification in American cities, the impacts of financial modernization legislation on lending under the Community Reinvestment Act, and the impact of welfare reform in urban areas. His clients have included the Brookings Institution Center on Urban and Metropolitan Policy, the U.S. Treasury Department, the Low Income Investment Fund, the MacArthur Foundation, Bank of America, and PolicyLink.

Mr. Leonard also served as an Assistant Agency Director for Workforce and Human Services at the Alameda County, CA Social Services Agency from 2002 – 2004.
Mr. Leonard previously served as the Acting Assistant Secretary for Policy Development and Research and Deputy Assistant Secretary for Policy Development at the U.S. Department of Housing and Urban Development from 1994 through 1998. Prior to his appointment at HUD, Mr. Leonard was a senior research analyst at the Center on Budget and Policy Priorities, a non-profit policy and research organization in Washington DC.

Listen to Paul Leonard

Paul Leonard with the Center for Responsible Lending #7

Paul Leonard from the Center for Responsible Lending joins Bruce as they discuss what CRL is doing to protect consumers against subprime loans.

Paul A. Leonard directs the California operations of the Center for Responsible Lending, a national policy and research organization working on lending issues affecting low-wealth households. The Center is a non-profit, non-partisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. CRL is affiliated with Self-Help, one of the nation’s largest community development financial institutions. CRL has offices in Durham NC, Washington, DC and has recently opened its California office in Oakland.

Prior to joining the Center, Mr. Leonard was an independent policy consultant working on housing, community development and social welfare issues, based in Berkeley, California. Mr. Leonard’s research topics have included the effectiveness of national housing preservation policies, gentrification in American cities, the impacts of financial modernization legislation on lending under the Community Reinvestment Act, and the impact of welfare reform in urban areas. His clients have included the Brookings Institution Center on Urban and Metropolitan Policy, the U.S. Treasury Department, the Low Income Investment Fund, the MacArthur Foundation, Bank of America, and PolicyLink.

Mr. Leonard also served as an Assistant Agency Director for Workforce and Human Services at the Alameda County, CA Social Services Agency from 2002 – 2004.

Mr. Leonard previously served as the Acting Assistant Secretary for Policy Development and Research and Deputy Assistant Secretary for Policy Development at the U.S. Department of Housing and Urban Development from 1994 through 1998. Prior to his appointment at HUD, Mr. Leonard was a senior research analyst at the Center on Budget and Policy Priorities, a non-profit policy and research organization in Washington DC.

Listen to Paul Leonard